Bhavin Patel (Carestone Wealth)'s application for AMFI registration as a Mutual Fund Distributor and IRDAI license as an Insurance Agent is currently in process. He is not a SEBI-registered Investment Adviser or Research Analyst. Once registered, mutual fund and insurance products referred to on this website will be offered strictly on a distribution basis, and Carestone Wealth may earn commission or brokerage from the respective AMCs / insurers; nothing on this website constitutes investment or insurance advice or a solicitation to invest. Mutual Fund investments are subject to market risks; please read all scheme related documents, including the SID, SAI and KIM, carefully before investing. Past performance is not indicative of future returns. Insurance is the subject matter of solicitation. Loan products are offered only in association with partner banks and NBFCs and are subject to their credit approval and terms. Calculators on this site provide indicative, illustrative estimates only, based on the assumptions entered, and do not constitute advice or a guarantee of actual returns.
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Information we collect: When you use our calculators or contact forms, we may collect your name, phone number, email, date of birth, income and other details you choose to share, solely to respond to your enquiry or prepare a quote.
How we use it: Your information is used only to communicate with you about the products and services you've asked about. We do not sell your data to third parties.
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Data retention: We retain your information only as long as needed to service your request or as required by law.
Your rights: Under India's Digital Personal Data Protection Act, you may request access to, correction of, or deletion of your personal data by writing to info@carestonewealth.com.
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Contact: For any privacy questions, email info@carestonewealth.com.
Purpose of this site: This website is an informational and lead-generation site for Carestone Wealth. Calculators are illustrative only and do not constitute financial, investment, insurance or tax advice.
No guarantee of returns: Any figures shown by the calculators are estimates based on assumptions you enter and do not guarantee actual results.
Regulatory status: As stated in our compliance notice, Bhavin Patel's AMFI registration and IRDAI license are currently in process. No product is sold directly through this website.
Third-party links: Links to WhatsApp, Google Maps or other external sites are provided for convenience; we are not responsible for their content.
Limitation of liability: Carestone Wealth is not liable for decisions made solely on the basis of information on this site.
Governing law: These terms are governed by the laws of India, with courts in Ahmedabad, Gujarat having jurisdiction.